Buy/Renew Two-Wheeler Insurance Online Instantly in Chennai
Bike insurance protects your two-wheeler and helps you stay stress-free while riding on the road. In India, it is a legal requirement to have at least third-party insurance for bikes. However, most owners choose broad policies, which cover both third-party claims and their own damage. Accidents, theft, natural disasters, and vandalism can damage your bike at any time. Repair costs can become heavy if you do not have the right insurance plan. A two-wheeler policy saves you from such unexpected expenses. Finmarra helps you select a good policy that fits your riding needs and money plans.
As a rider, your main goal is to stay safe and keep your bike safe. That’s why bike insurance is not just a formality. It is a smart choice for regular riders, long-distance travelers, and delivery agents who use their bikes every day. We guide you through every step, from selecting the right insurer to renewing your policy on time. Our support helps you file claims with ease and get coverage when you need it the most. With a valid insurance plan, you ride worry-free, knowing your finances are covered. Finmarra makes two-wheeler insurance simple, quick, and stress-free for every bike owner.
List of Add-On Covers for Bike Insurance Policies in India
Zero Depreciation
The additional coverage provides complete reimbursement of your claim by eliminating age-related and bike part wear deductions. The insurance company will give you the complete cost of a new replacement part instead of using its depreciated market value. The coverage provides perfect protection for brand-new bikes as well as vehicles with important components since it lets you bypass costs coming from your wallet.
Roadside Assistance
If your bike stops working in the middle of the road, this coverage gives you help right away. Whether it is a flat tire, engine failure, or fuel shortage, the insurer sends help to your spot. It’s very useful for daily riders and long-distance bikers who may get stuck far from home or service stations.
Return to Invoice
If your bike is stolen or damaged beyond repair, this add-on gives you the exact invoice value of your bike, not just the current market value. This helps you recover the full loss, including taxes and registration costs. It's a good choice for people who recently bought their bikes or live in theft-prone areas.
Helmet Cover
This cover pays for your helmet repair or replacement if it gets damaged in an accident. Helmets is vital for your safety. Whether it's a small crack or total damage, you get support to replace them without worrying about the cost.
Buy Bike Insurance Online in India at Low Premiums
Protect your bike today with quick online insurance from Finmarra. Get the best coverage and support in minutes.
Why Choose Finmarra For The Best Bike Insurance Coverage?
Instant Policy Issuance
Get your bike insurance policy issued within minutes with zero paperwork, thanks to our quick digital process and expert help.
Affordable Premium Options
Choose from multiple plans with low-cost premiums that suit your budget without compromising on the protection your bike truly needs.
Expert Claim Support
Our team guides you through each step of your claim, ensuring faster settlements and zero confusion during stressful situations.
Wide Add-On Choices
Improve your base policy with useful add-ons like zero depreciation and roadside help, tailored to real rider needs today.
Who Should Get Bike Insurance for Maximum Protection in India
Daily Office Commuters
If you ride your bike to work every day, insurance gives you a safety net against road mishaps, damages, and theft. It protects both your vehicle and your savings.
Food And Delivery Riders
People using bikes for their jobs experience higher levels of risk because they spend many hours commuting through traffic. Insurance safeguards workers from unexpected costs while offsetting their income declines caused by damage.
People In Crowded Traffic Zones
Living in high-traffic regions increases your likelihood of minor dents, scratches, or accidents. Insurance helps you handle repairs without paying large bills.
Bikers Who Take Long Weekend Trips
Long rides mean long hours on highways or remote roads. With insurance, you get coverage for accidents, towing, and roadside help in case of a breakdown.
Two-Wheeler Owners In Theft-Prone Areas
If your area has a high rate of bike thefts, insurance becomes essential. It helps you recover the value of your bike if it’s stolen, saving you from a full loss.
How to File a Bike Insurance Claim Step-by-Step Guide
Inform the insurer immediately
Call your insurer as soon as the damage or theft happens. Quick intimation speeds up the claim process and avoids rejection.
Collect Photos And Police Report
Take clear pictures of the damage and file a police report if it involves theft or third-party injury. These are key documents for claim approval.
Submit Documents And Claim Form
Fill out the claim form and attach required documents like your driving license, policy copy, and FIR. Submit them to the insurer via email or portal.
Get Inspection And Approval
The insurer may send a surveyor to inspect the damage. Once the inspection is done, the approval process starts, and you get confirmation of the claim status.
Track Claim With Help From Finmarra
We help you track every step of the claim and solve any issues that delay it. From paperwork to updates, Finmarra stands with you until the final settlement.
Bike Insurance FAQs Answered by Finmarra Experts
